The statutory health insurance funds are introducing a bonus system similar to that of private health insurance. If no medical services are used for a year, the insured person is reimbursed one month of the insurance premium in July of the following year (employer and employee contribution) to his or her account. An application is not required. This also firmly establishes the idea that only significant medical services are submitted to the statutory health insurance company and not the prescription of each aspirin. Doctors must clarify how payment is to be made when admitting patients.